Michelle Smith - SCV Finance Inc

4 Saving and Budgeting Tips for College Students4 Saving and Budgeting Tips for College Students

04/10/2021 | Michelle Smith | 0 Comment | 11:11

Going away from home for college can be very overwhelming to many. While many see the opportunity as a celebration of freedom, it may not be too long before they realize that college life is not at all the bed of roses that they dream of. College life is full of challenges and one of them is dealing with your budget.

Whether your parents shoulder all your expenses or you work part time, you must know how to budget your resources. Undoubtedly, when you frequently run out of money before your parents can send you your allowance, it can take a toll on your performance in school. If you budget wisely which should give you financial health, it can mean that you can focus on your studies more.

Indeed, knowing how to budget while in college will prepare for a great future. Here are some tips that will surely help.

List Down All Your Expenses

accounting A cup of coffee may not be expensive. Nonetheless, if you take four cups of coffee every day, it can be costly on your daily budget. The same is true with your favorite chips. To know where your money is going, list down all your expenses at the end of the day and know where the chunk of your daily budget is being spent. You can cut down on these expenses to begin with your saving and budgeting.

Categorize Expenses

Another way to be able to identify your expenses is to make categories. List down …

Benefits of Mobile Banking You Should KnowBenefits of Mobile Banking You Should Know

31/05/2018 | Michelle Smith | 0 Comment | 06:43

Recently, mobile banking has improved, and many people are embracing this significant change of technology. Banks reap a lot of massive profits from mobile banking services since there are a considerable number of people using it. Mobile banking has gained a lot of benefits to consumers and below you will find some of these benefits that you will learn from using mobile banking services.

More Secure

human hand, atm card and a handset You will be free from fraud issues like ATM skimming once you start using mobile banking services. You will get message alerts from the bank if there are any transactions made without your knowledge. You will also get to enjoy chances of transferring your money from your account to any other account you want, access your credit card balances and pay your loans.

Easier Communication between customers and banks

With mobile banking, communication is easier between customers and the bank. Banks can communicate by use of text messages which is an essential way for marketing. This strategy can be applied by the banks to tell customers about any changes or any promotion in services and products.

Accessibility

The phone affordability has made it easier for you to have your mobile banking. So it makes things even more comfortable for the banks to reach the market by use of this service. You can use this service even when in remote places since the only thing that you need is a mobile phone. You will benefit from this application no matter where you are.

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Effectively Managing The Student Loans After GraduationEffectively Managing The Student Loans After Graduation

28/09/2017 | Michelle Smith | 0 Comment | 16:50

For the students who are likely to borrow large sums of money to support the cost of college, the pressure can be stressful because of the pressure of the student loan. A college education is undoubtedly worth the investment despite the challenges an individual goes through when managing student loan debt. The options for student loan repayment are navigated by the federal government under an educational body. The article by David Johnson talks about effectively managing the student loans after graduation. The following are the steps every student should follow to manage student loan debt after graduation effectively;

Steps

A budget should be created

piggy bank The first step toward getting control of one’s money is when an individual makes a budget. The itemized summary of income and expenses for a given duration of time is referred to as a budget. The insight on where an individual’s money is allocated is offered and how to most effectively manage it is provided the budget. At the end of it, a person will able to know if he or she is spending a lot of money in a month. A budget can be created by an individual on various online templates and software. One of the most shared and versatile budgeting programs available is known as mint. In this mint program, a person can personalize his or her budget, credit or debit card is linked to it and one’s spending spree is tracked. Alerts for unusual spending in certain areas are sent by the …

Benefits of portable point of sale systemBenefits of portable point of sale system

16/05/2017 | Michelle Smith | 0 Comment | 17:17

Over the years, there has been an increase in the number of businesses that use point of sale system. The POS systems are meant for use in retail stores and even hotels and restaurants. Mobile technology is a must have for business t run effectively. Through mobile technology, it becomes easier to sell from anywhere. The mobile POS offers business owners with convenient ways to serve customers. There are numerous of benefits that business owners gain by using this machine. If you want to buy a POS system, but are still hesitant you have come to the right place. Here are the benefits of using the point of sale systems.

Benefits

Save money

some note money

Investing in a portable point of sale system is cost efficient. The tablets are affordable compared to buying a personal computer and the point of sale itself. You will be amazed at how much you will save as a result of using a mobile POS.

Increased sales

Business owners can increase their sales using the mobile POS. Using the mobile POS, it becomes a lot easier to serve customers outside the business premise like an outdoor patio. The ipads can be carried anywhere. The mobile device performs transactions faster. The device can also be used store data. Through the mobile POS, the business owner is in a position to reduce the time for completing a sale. As such, your business will sell more. Furthermore, you can respond to any customer questions in a short time. Providing customers …

Best tips on how to become a successful stock pair traderBest tips on how to become a successful stock pair trader

22/04/2017 | Michelle Smith | 0 Comment | 02:40

Stock pairs are a type of binary options trading that has gained a lot of popularity in recent years for some reasons. First and foremost, it involves trading of two stocks of equal strength. It also deals with natural assets, including Forex currencies, indices, as well as commodities.

Mostly, Stock pairs trading allow you to compare the relative strength of two different stocks and decide which one will outperform the other. Then you can decide whether to go with best performing stock or not. There are some important tips that you need to be aware of as a stock pairs’ trader. They include the following:

Getting the Gold Account

Getting the gold account status is the best thing that you can hope for as a stock pair trader. Mostly, Stockpair avis is known to reward users with high account balances. To get a Gold account, you need to have a minimum deposit of $ 5, 000.

There are other benefits of getting a Gold account, which include

Receiving 1% cash back on your overall investment
Accessing Stockpair avis trading indicators
Accessing expert traders that can evaluate your trading and who will give you tips on how to perform better.

These benefits can have a huge impact on your overall success as a binary options trader. Taking full advantage of these benefits can make you a very successful Binary Options trader. Also, the benefits are free of charge; the only requirement is to open a Gold account with a minimum deposit …